Terms of Service
Effective Date: January 1, 2026
Welcome to AutoRefinancing.ca (“we,” “our,” or “us”), operated by Dealerhop Finance Ltd., a British Columbia corporation (“Dealerhop”). By accessing or using our website and services, including refinancing applications managed by SafeLend Canada, you agree to these Terms of Service. If you do not agree, do not use our site.
1. Eligibility
You must be:
At least 19 years old,
A resident of Canada, and
Able to form a legally binding contract under Canadian law.
By using our services, you represent and warrant that you meet these requirements.
2. Use of Our Services
You may use AutoRefinancing.ca only for lawful purposes and in accordance with these Terms. You agree not to:
Provide false, inaccurate, or misleading information
Violate any applicable laws or regulations
Attempt to interfere with, disrupt, or harm our services, website, or systems
Use automated tools or scripts to access the website without permission
We reserve the right to suspend or terminate your access if you violate these Terms.
3. Refinancing Applications
AutoRefinancing.ca allows you to submit car refinancing applications. Applications are reviewed and processed by SafeLend Canada, a trusted lender partner.
Submission of an application does not guarantee approval of financing. Final approval, rates, terms, and conditions are determined by the lenders.
You authorize us to share your personal and financial information with our lender partners for the purpose of evaluating your application.
4. Fees and Payments
Accessing AutoRefinancing.ca and submitting applications is free.
Any fees related to loan products, refinancing, or other services are determined by the lender providing the financing. We are not responsible for lender fees, charges, or interest rates.
5. Intellectual Property
All content on AutoRefinancing.ca, including text, graphics, logos, images, and software, is owned or licensed by Dealerhop and is protected by Canadian and international copyright laws.
You may use the content for personal, non-commercial purposes only. Reproduction, modification, distribution, or commercial use without our express written consent is prohibited.
6. Disclaimers
No Guarantee: We do not guarantee the availability of financing, approval, rates, or terms. Lender decisions are final.
Information Accuracy: While we strive to provide accurate and up-to-date information, we do not warrant that the website content is complete, reliable, or error-free.
Third-Party Links: Our site may include links to third-party websites. We are not responsible for the content, policies, or practices of these websites.
7. Limitation of Liability
To the fullest extent permitted by law, Dealerhop, its affiliates, and partners (including SafeLend Canada) are not liable for:
Any loss or damage arising from your use of the website or services
Errors, omissions, or inaccuracies in information provided
Any indirect, incidental, or consequential damages
Your use of the website and services is at your own risk.
8. Privacy
Your use of AutoRefinancing.ca is also governed by our Privacy Policy, which explains how we collect, use, and share your personal information. By using our services, you consent to the practices described in our Privacy Policy.
9. Termination
We may suspend or terminate your access at any time, for any reason, including violation of these Terms. Upon termination, all rights granted to you under these Terms will immediately cease.
10. Governing Law
These Terms of Service are governed by the laws of the Province of British Columbia and the federal laws of Canada. Any disputes arising from these Terms or the use of the website must be resolved in the courts located in British Columbia.
11. Changes to These Terms
We may update these Terms of Service from time to time. The updated Terms will be posted on this page with a revised “Effective Date.” Your continued use of AutoRefinancing.ca after any updates constitutes your acceptance of the new Terms.
12. Contact Us
For questions about these Terms or our services, contact us at:
Dealerhop Finance Ltd.
Email: andrew@inculeader.com
Phone: 1-604-600-0720
Address: 210 – 233 W 1st Street, #15, North Vancouver, BC V7M 1B3
